I started off my morning with the extraction of my four wisdom teeth (they weren’t bothering me at all, but the dentist said it would be best so my Invisalign not be in vain). I guess due to the severity of my removal situation, I had to use an oral surgeon and not a dentist. I had the procedure done at 9am. It was an odd experience because today was the first time I had ever been ‘put-under’ by anaesthesia. I remember the Nurse put the IV in my arm, put a blood pressure wrap on my bicep, and a pulse meter for my finger, then raised the chair. She soon after administered the juice and said I would “feel really relaxed in 30 seconds”. 30 seconds passed and I was like, “what’s the deal”. I was about to tell her that I am a grown-ass man and she needed to up the dosage. That’s all I remember afterwards. I was cracking jokes after waking up about the nurse getting a stain on my “Armani” button-up and demanding reibursement. She then countered with the claim that my she’d reimburse me for the cost of a Wal-Mart button-up as the shirt probably matched my Wal-Mart shoes! She one-uped me! As my shoes actually were from Walmart.
My friend dropped me off at home and I slept for about 4 hours, waking up almost every half hour. It felt like I took a Brock Lesner two-piece combo to the jaw. But I ain’t no punk. Give me a shot at the title with Brock, I’ll take him out (a swift front-snap kick to the jewels, I don’t mess around…so-what it’s against the UFC rules…and your point?). But, there is no such thing as a Sick Day on this journey.
At about 4pm, I was back in the mix. I was straight-up strarving because I hadn’t eaten or drank anything to break the operation fast. I made some calls to two local title companies in effort to get aquainted and schedule time to come in and review their closing records (I got a tip that their records are public records and you can identify cash buyers this way…I sure hope so). Both calls were fielded by secretaries, or similar, and they both seemed that they weren’t impowered as on each call, I was referred to contact the owner. It is so hard to schedule appointments and make phone conversations during typical business hours, with the nature of my full-time job. Hopefully, I can schedule to meet them soon, preferably on a weekend.
At 4:15pm I drove to the county assessor’s office to use one of the public terminals and search the public records of those home owners who’s mortgage is in Lis Pendens status. Bad thing about this was that the damn office closed at 4:30pm. What the hell was that all about?! As user un-friendly as their 1992 records software is, I barely had a chance to review one record before I had to leave. This beats the $80 monthly fee for home access, for now.
I then went by the UPS store to pick-up my company mail and that was it for the day. Oh, and the good news of the day is that my AmerenIP electric bill is extra-low! This is because I refused to turn-on the air conditioner in my entire residence/home-office since summer began. There has been the minor usage here and there, but for the most part, NO AIR. I’ve been roughing it, and staying away from home for the most part. I know this has saved me at least $75 last month. And also, I no longer have to pay towards the deposit that was required when I switched my AmerenIP residential account to a business account ($150). It broke down to being $30 monthly for 5 months. I still think it was a lame move that my personal account which was in perfect standing for years before I switched it to a business account. Then once I made the switch, absolutely no rapport from the personal account was considered. They just want to hold my money interest free for a year, that’s all that is! I’m struggling now, but soon all of these inconveniences will pay off huge. After all of the real estate courses and books, you never hear of an emphasis being placed on building business credit in the beginning. I guess I’m going against the grain (right in align with my style).
I have 7 combined business accounts, some report to DNB, Experian, and/or Equifax. I wanted start establishing business credit as soon as I could so that I could start leveraging more available funding, aquire credit without personal-guarantee’s and also for asset protection purposes (non-piercing of the corporate vail and yada yada yada). A business credit history never starts until action is taken (file for DUNS number, buy in business name from vendors that report, etc.). So technically I could right now outscore many companies that are much older and have no credit; not by much, but after 9 months in, I’m on my way.
- Justin

